Savings
Meet your financial goals by growing your money with First Southern’s savings account options. From traditional Savings accounts, Money Market Accounts, Individual Retirement Accounts, to Certificates of Deposit we have an account that will earn interest and help you to save and guard your money.
Savings Options
| Savings | Money Market* | Money Prime* | |
|---|---|---|---|
| Minimum Opening Deposit | $100.00 | $1,000.00 | $2,500.00 |
| Minimum Balance to Avoid Fees | $50.00 | $1,000.00 | $2,500.00 |
| Earns Interest | Y | Y | Y |
| AD&D Insurance | N | N | N |
| FREE Checks | N | N | N |
| FREE Cashier Checks | N | N | N |
| Safe Deposit Box Discount | N | N | N |
| Monthly Service Fee | Balance below $50: $1.00 | Balance below $1,000: $10.00 | Balance below $2,500: $10.00 |
* Both our MONEY MARKET and MONEY PRIME accounts are limited transaction accounts. To avoid a fee, please limit your withdrawals, transfers, or payments (including checks) to a total of six (6) or less per statement period.