Merchant Services

Stay competitive in today’s busy world by accepting debit and credit card payments for products and services at your business. First Southern State Bank is pleased to offer merchant services through our partnership with BancCard, a company that specializes in secure and seamless card services offered through community banks. BancCard offers transaction authorization, processing and network services for businesses large and small. Learn more about how we might save money for your business by talking to one of our bankers today.

Remote Deposit Capture

Save time and trips to the bank with First Southern’s Remote Deposit Capture. Scan and deposit checks directly into your business account using a special scanner from computer. Scan one or multiple checks for a single deposit, review the total, and correct any error before finalizing your deposit and transmitting it to the bank. Speak with a First Southern Banker to begin depositing checks for your business! 

ACH Origination

Save time and money for your business by directly depositing funds from your account to your employees or vendors accounts. With ACH (Automated Clearing House) Origination from First Southern State Bank, you can conveniently send payments including payroll to your employees and accounts payable to your suppliers. In addition, you can debit your customer’s accounts for their monthly payments or membership fees. This service improves your cash flow, prevents paper-based fraud, and reduces costs for checks and postage. Speak with your Business Banker about ACH Origination today!