At First Southern State Bank, we know business! Our local expertise and personal service means speedy approvals, competitive rates and flexible terms for our business clients. We understand each business is unique, so we offer a wide array of financing options to meet all of your credit needs. We specialize in loans for working capital, equipment, real estate purchases, new construction and business renovation. Our loan officers are ready to discuss your business goals.

Agricultural Loans

First Southern State Bank has been supporting our local farmers since 1910 with customized agricultural loans and credit lines. Our competitive interest rates, flexible terms and rapid decisions are tailored for your operations. First Southern’s lending team has the farming expertise to understand your needs for equipment, real estate and working capital. Let’s talk about your farm!

Business Credit Cards

First Southern State Bank offers Business Credit Cards that are designed to help you manage and track your business expenses. Set a credit limit for each of your employees and receive a convenient monthly statement for each card holder.

Our business credit cards feature:

• Competitive interest rates
• Auto rental insurance
• Travel accident insurance
• Convenient payment options
• Online access to account information
• Fraud monitoring and detection

Apply online or speak to one of our bankers about your business credit needs today!

*See the card application’s Important Disclosures for current terms, rates and fees. Credit cards are subject to credit approval. Cards are issued by TCM Bank, N.A. pursuant to a license from Visa U.S.A., Inc.