First Southern offers a variety of deposit accounts and innovative technologies to meet all of your financial goals. Our accounts provide secure, easy, and convenient ways to bank how, when, and where you want.
Tell us your financial goal! Our team of experienced First Southern lenders can design a flexible loan option at competitive interest rates just for you. Prompt processing will quickly turn your dreams into reality.
Since 1910, First Southern State Bank has been helping farms and businesses grow. Our lending options with competitive interest rates, flexible terms and rapid decisions are specifically tailored for our business and agricultural clients.
Ever wondered what bank you need to do business with? Well look no further! First Southern State is the place to go! Everyone there is so inviting and wonderful to talk to! Just walk in and you will instantly see a smiling face. You may see Kayla, Abby, Wendy, Denise, or Terra. No matter who you see first you will be greeted with a smile! These ladies rock! Keep up the great work ladies!
The absolute best bank I’ve ever done any business with. From my personal account to business accounts and loans. All the ladies, Chris on the Southend and Cole on the Northend of FP are super sweet and seem to go above and beyond for you needs. 10/10 recommend your banking and loan needs to be done with FSSBANK. ☺️
I love my bank. They are always so friendly and ready to help me any way they can! Great customer service!
Well about 5 years ago I could not get a loan from anyone, my credit was terrible.
So I went to First Southern in Stevenson, I waited to talk to the president of the bank.( Jack Lovelady).. I didn't go in needing a large loan I needed someone to have a little trust in me. To help build my credit back up.. so happy to say they are my go to when I need anything..
Thankful for the great people at first Southern
Cole Justice was professional and timely during my commercial loan process. He made sure we closed on time and all details were communicated thourouly. I would highly recommend Mr Justice for all banking needs!
The First Southern team had a great time at the Fort Payne Chamber of Commerce Mayor’s Cup!
Mayor Brian Baine
Scott Kirk, EVP
Jack Lovelady, CEO
Photo credit: Steven Stiefel