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Commercial Accounts

At First Southern State Bank, we understand the special financial needs of businesses. That's why we offer the commercial accounts and professional services you need to make your business productive and profitable. These accounts provide you with detailed records and easy-to-understand monthly statements to help you keep up with expenses and income.

Business Checking

With this competitive account, the earnings credit on your collected balance is used to offset analysis fees. Your account will be debited monthly for any net service charges incurred during the previous month. For more information about how our profitability analysis is done, please speak with one of our customer service representatives.

Small Business Deposit Accounts

Sole proprietorships, partnerships and corporations are eligible for this account. A $100 deposit is required to open the account and there is no minimum balance required. This account will be non-interest bearing and will incur a service charge of $10.00 per month. You are allowed 100 debits (checks) per month at no charge. There is a charge of $0.20 for each debit item over the 100 allowed.

Church, Civic and Nonprofit Organizations

First Southern State Bank is pleased to offer business checking services to nonprofit organizations with no service charges and no minimum balance requirements.

Equal Housing Lender